Gentry Real Estate



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Indiana's 1st Certified Green Builder

Leadership in Housing Award

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Why Choose Gentry?

Frequently Asked Questions




Owning a home that has been built under the auspices of the Environments For Living® Program can help you:

save moneyThe Environments For Living® Program includes a Heating & Cooling Energy Use Guarantee that calculates the amount of energy required to heat and cool your new home. While we have no control over local utility rates, the combination of special framing techniques, improved insulation and efficient ductwork helps ensure that your energy usage remains at a manageable level. View Guarantee.

comfortableThe Environments For Living® Program provides a wealth of built-in advantages - such as pressure balancing, moisture management and fresh air ventilation - to help you and your family enjoy a higher level of consistent comfort throughout your new home.


healthyThe Environments For Living® Program filters and delivers fresh air more efficiently to help create an environment that contains less dust, fewer odors and remarkably comfortable temperatures. Combined with interior moisture management and advanced combustion safety features, this should help reduce potential health risks for you and your family.

enhance resale valueThe Environments For Living® Program helps produce homes that are more comfortable, more durable and more desirable. So not only will you and your family derive greater, more lasting pleasure from your home but, when your needs change and the time comes to sell, you could find that the Environments For Living® Program actually contributes to your home’s resale value.


Gentry is the first builder in Indiana to offer homes built to the strict principles of Building Science.

By implementing Building Science we are able to increase comfort, safety, durability, quality and energy efficiency. We Guarantee for 3 years that a home built to the Environments for Living Standards will not have a temperature variance of more than 3 degrees from the center of each room to the thermostat. We will also Guarantee for 3 years the heating and cooling usage per month, which is the first in the State of Indiana. Not, that is Guaranteed performance! Inspected through each stage of construction, quality assurance is Guaranteed.

We should all be looking for ways to decrease energy consumption while increasing efficiency. Gentry Group is leading the energy efficient home building revolution in Indiana.

More information from the Environments for Living website



Energy Efficient Mortgages

Energy Star

“Energy Efficient Mortgages,” also known as EEMs, make it easier for borrowers to qualify for loans to purchase homes with specific energy-efficiency improvements. Lenders can offer conventional EEMs, FHA EEMs, or VA EEMs.

Conventional Energy Efficient Mortgages

Conventional EEMs can be offered by lenders who sell their loans to Fannie Mae and Freddie Mac. Conventional EEMs increase the purchasing power of buying an energy efficient home by allowing the lender to increase the borrower’s income by a dollar amount equal to the estimated energy savings. The Fannie Mae loan also adjusts the value of the home to reflect the value of the energy efficiency measures.

FHA Energy Efficient Mortgages

FHA EEMs allow lenders to add 100 percent of the additional cost of cost-effective energy efficiency improvements to an already approved mortgage loan (as long as the additional costs do not exceed $4000 or 5 percent of the value of the home, up to a maximum of $8000, whichever is greater). No additional down payment is required, and the FHA loan limits won’t interfere with the process of obtaining the EEM.

more in a printable fact sheet

more from the Energy Star Website

Indigo Financial Group

Conventional Energy Efficient Mortgages (EEM)

The conventional (or Fannie Mae) Energy Efficient Mortgage is the most powerful of the three EEM programs specifically designed to make existing homes more comfortable and affordable. This mortgage is perfect if you are buying or refinancing a home and you are thinking about renovating or updating it as you do so. It also enables you to do ANY energy efficient upgrades without touching the equity or the down-payment on your home.

more in a printable fact sheet

more at the Indigo Website


The Los Angeles Times reported March 6, 2007 that Bank of America, the nation's largest retail bank unveiled a $20 billion investment fund over the next decade to promote energy efficiency and address global climate change. The fund would include lower interest mortgages to consumers who purchase energy efficient homes. The paper stated that the investment as "what could be the largest environmental friendly corporate project in history." The aim of the plan is to promote energy efficiency and deploy new technologies to reduce the emissions of greenhouse gases that contribute to global climate change. The paper quoted James Mahoney, Bank of America's public policy director as saying, "the program reaches across the company. The largest piece commits $18 billion to corporate efforts for the financing of green buildings and energy efficient technologies, assisting companies in trading carbon emission credits and providing financial and advisory services to businesses developing environmental friendly products." Joel Makower of commented on Bank of America announcement, "The green economy is a business space of immeasurable proportions. Bank of America is acknowledging that they want their share."